Carin Rubin

Welcome to Carin Rubin State Farm, your go-to local agency for Auto Insurance, Home Insurance, Life Insurance, and coverage for the outdoor lifestyle here in Pinetop and the White Mountains of Arizona. Whether you're a long-time resident, new to town, or just exploring what coverage makes sense for your current stage in life.

I’m Carin, a proud Arizona native who recently returned to Pinetop after several years in North Pole, Alaska. Coming back to the mountains and reconnecting with this close-knit community has been an incredible journey—and I’m grateful to now serve the same area I love so much. I’ve been with State Farm since 2010, and each year reinforces how rewarding it is to help people prepare for the unexpected and protect what matters most—whether that’s your car, your home, or your family’s future.

My office is known for being down-to-earth, helpful, and a little fun too. We serve individuals and families across Pinetop, Show Low, and surrounding areas, and we're also licensed throughout Arizona and New Mexico. If you're moving to the area, we’re more than happy to assist with Homeowners Insurance, Renters Insurance, or Condo Insurance—and give you tips on some of our favorite local trails and coffee spots while we’re at it.

Why Summer Is the Perfect Time to Review Your Coverage

July in the White Mountains means cooler temps, cabin getaways, and outdoor adventure. It’s also a great opportunity to check in on your insurance. Whether you’re getting ready for a road trip, investing in home upgrades, or just relaxing at the cabin, let’s make sure your policies are aligned with your lifestyle.

We offer support with:

• Auto Insurance for daily drivers, weekend road trips, and everything in between

• Homeowners Insurance personalized for mountain homes, cabins, and year-round residences

• Life Insurance to help protect the people who matter most to you

• Coverage for ATVs, RVs, trailers, and boats—perfect for the active, outdoorsy lifestyle we love up here

We're also excited to announce our second office in Eagar, AZ, allowing us to support even more of the White Mountain region with the same great service our Pinetop office is known for.

Local Service with Personality (and Snacks!)

At Carin Rubin State Farm, we believe insurance shouldn’t feel like a chore—it should feel like a conversation with a neighbor who genuinely wants to help. Our office includes locals who know the area well and those who’ve made Pinetop their new home, just like many of our customers. That mix of backgrounds helps us connect with people from all walks of life.

When you stop by our Pinetop-Lakeside office, you’ll find more than great insurance support. We always have fresh coffee, a stocked tea bar, local baked goodies, and candy on hand. It's a place where we talk about coverage, yes—but also your favorite fishing spots or upcoming local events.

Let’s Protect What Matters Most

Whether you're looking for Auto Insurance in Pinetop, comparing options for Life Insurance, or exploring coverage for your RV or off-road vehicles, my team and I are ready to help. We offer personal, friendly service backed by the experience of one of the most trusted insurance providers in the country.

Call us, stop in, or request your free quote online today. Let’s make sure you’re ready for whatever comes next—on the road, at home, or out on the trail.